Texas Payday Loans

Have you hit a tough spot? Are you short on cash? If you’re not sure who to turn to, trust us! At Thrifty Loans LLC, we understand that anyone can fall onto hard times. We help by offering payday cash loans when you need it. These loans are exactly what they sound like- a short loan until your next payday. Whether you owe medical bills or have other expenses that you need paid off before your next payday, we can help. Thrifty Loans offers payday loans up to $1,500 and 30 days. If the loan is not paid back on time, late fees are added to the amount owed back.

If you meet the requirements below then you’re in luck.  Thrifty Loans has locations throughout Longview, Tyler, Marshall, Henderson and Lufkin, TX.  Find your closest location below and call or visit us to get started!

Apply Now!

Happy couple with payday cash loan in Texas

What You Need To Get Started:

  1. DL or Any Photo ID or Social Security Card
  2. Active Bank Account
    • Checking/ Saving Accounts
  3. Checkbook (2 to 3) Checks
    • We accept Temporary
  4. Recent 30 days Bank Statement
    • Showing last 30 days of Activities
  5. Recent Pay Check Stub
    • Social Security/Retirement Award Letters are accepted
  6. Proof of Residence
    • Utility, Home Phone, Gas or Water bill.
    • Must be in your name

Single Payment Payday Loans

Amount Financed Standard Loan Term Standard Rate (CAB Fee) Lender Interest ($ Amount) 1 Payment Of Annual Percentage Rate
$300 14 days $81.00 $1.15 $382.15 713.9926%
$300 30 days $81.00 $2.46 $383.46 338.4767%
$500 14 days $135.00 $1.91 $636.91 713.8879%
$500 30 days $135.00 $4.10 $639.10 338.4767%
$700 14 days $189.00 $2.68 $891.68 713.9102%
$700 30 days $189.00 $5.75 $894.75 338.4940%


Multiple Payment Payday Loans

Amount Financed Standard Loan Term Standard Rate (CAB Fee) Lender Interest ($ Amount) Payments Annual Percentage Rate
12 Bi-Weekly Payments 6 Monthly Payments 12 Bi-Weekly Payments 6 Monthly Payments
$300 168 days $540.00 $13.80 $71.15 $142.30 556.4780% 634.2124%
$500 168 days $900.00 $23.01 $118.59 $237.17 556.5186% 634.2254%
$1,000 168 days $1,800.00 $46.02 $237.17 $474.34 556.4882% 634.2254%
$1,500 168 days $2,700.00 $69.04 $355.76 $711.51 556.4780% 634.2254%


Late Fees will be charged on the amount of any payment in default for a period of not less than 10 days in an amount not to exceed the greater of 5% of the amount of the payment or $7.50.

Non-sufficient fund fees or return check fees of $30.00.

** This Business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of the Consumer Credit Commissioner, 2601 N. Lamar Boulevard, Austin, Texas 78705-4207, (800) 538-1579, consumer.complaints@nulloccc.texas.gov, www.occc.texas.gov.

** An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet intermediate short-term cash needs. Refinancing the loan rather than paying the debt in full.


Call or Visit One of Our Convenient Locations to Get Started
Longview, TX

313-A North High

Tyler, TX

701-A S Beckham

Marshall, TX

1710 Elysian Fields Ave

Lufkin, TX

518 South Chestnut Street Suite A

Henderson, TX

2119 US-79 South


Store Hours

Mon 9am-6pm
Tue 12pm-6pm
Wed 9am-6pm
Thur 9am-6pm
Fri 9am-6pm
Sat Closed