Frequently Asked Questions

Loan FAQs

Payday Loans

What is a payday loan?
Payday loans are given out on a short-term basis to help you pay for immediate expenses.

When are payday loans due?
Payday loans are due in full on your next payday.

What do I need to apply for a payday loan?

  • You must have a steady source of income.
  • You must reside in the state you choose for your loan application.
  • You must be at least 18 years of age.
  • You cannot currently be a debtor in a bankruptcy case or plan to file bankruptcy relief voluntarily.
  • You cannot be a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard; serving on active duty under a call or order that does not specify a 30-day period or less; or a dependent of a member of the Armed Forces who is on active duty.

Installment Loans

What is an installment loan?
An installment loan lets you pay a loan off over a longer period than a payday loan.

When are installment loans due?
Installment loans are typically due on consecutive pay periods. The term and the frequency of payments will vary.

What do I need to apply for an installment loan?

  • You must have a steady source of income.
  • You must reside in the state you choose for your loan application.
  • You must be at least 18 years of age.
  • You cannot currently be a debtor in a bankruptcy case or plan to file bankruptcy relief voluntarily.
  • You cannot be a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard; serving on active duty under a call or order that does not specify a 30-day period or less; or a dependent of a member of the Armed Forces who is on active duty.

Title Loans

What is a title loan?
A title loan is a loan secured by using the title of a vehicle (car, truck, SUV, motorcycle, etc.) as collateral.

When are title loans due?
The due date of your loan and frequency varies by state.

How much can I borrow with a title loan?
In Louisiana, you can borrow $500-$1,400. In Texas, you can borrow $100-$5,000.